:root{
  --navy:#0C2749;
  --blue:#0043FF;
  --red:#FF1200;
  --deep:#000E35;
  --stone:#EEF1F5;
  --slate:#566176;
  --rule:#D5DBE4;
  --white:#FFFFFF;
  --display:"Oswald","Arial Narrow",sans-serif;
  --text:"Source Serif 4",Georgia,serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{font-family:var(--text);font-size:18px;line-height:1.65;color:var(--navy);background:var(--white);-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--display);font-weight:400;line-height:1.08;color:var(--navy)}
a{color:inherit}
:focus-visible{outline:3px solid var(--red);outline-offset:3px}
.wrap{max-width:1180px;margin:0 auto;padding:0 28px}

/* ---------- Header ---------- */
.top{border-bottom:1px solid var(--rule);background:var(--white)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:24px}
.mark{text-decoration:none;display:flex;align-items:center;gap:18px}
.mark img.logo{height:40px;width:auto;display:block}
.mark img.balloon{height:42px;width:auto;display:block;padding-left:18px;border-left:1px solid var(--rule)}
.mark b{display:block;font-family:var(--display);font-weight:500;font-size:25px;color:var(--blue);letter-spacing:.3px}
.mark span{font-size:13.5px;color:var(--slate)}
.menu{display:flex;align-items:center;gap:30px;font-family:var(--display);font-size:16px;letter-spacing:.3px}
.menu a{text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.menu a:hover{border-color:var(--red)}
.menu .lang{color:var(--slate)}
.menu .tel{color:var(--blue);font-weight:500;white-space:nowrap}
.burger{display:none;background:none;border:0;font-family:var(--display);font-size:17px;color:var(--blue);cursor:pointer}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden}
.hero .wrap{position:relative;z-index:1}
.sky{position:absolute;left:0;bottom:0;width:100%;height:300px;opacity:.3;z-index:0}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;align-items:end;gap:20px;min-height:600px}
.hero-copy{padding:80px 0 310px}
.hero h1{font-size:clamp(46px,6.4vw,84px);font-weight:300;letter-spacing:-.5px;margin-bottom:28px;max-width:13ch}
.hero h1 strong{font-weight:500;color:var(--blue)}
.hero p{font-size:20px;color:var(--slate);max-width:30em;margin-bottom:38px}
.actions{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.btn{display:inline-block;font-family:var(--display);font-size:17px;letter-spacing:.4px;text-decoration:none;padding:17px 30px;background:var(--red);color:var(--white);border:0;cursor:pointer}
.btn:hover{background:#D10F00}
.link{font-family:var(--display);font-size:17px;text-decoration:none;border-bottom:1px solid var(--navy);padding-bottom:2px}
.hero-visual{position:relative;align-self:stretch;display:flex;align-items:flex-end;justify-content:center}

.portrait{position:relative;width:min(430px,100%);height:auto;display:block}

/* credentials band */
.band{background:var(--deep);color:#DDE3EE}
.band .wrap{display:grid;grid-template-columns:repeat(3,1fr)}
.band .wrap>div{padding:26px 28px 26px 0;font-size:16px}
.band .wrap>div+div{padding-left:28px;border-left:1px solid #2A3D5E}
.band b{display:block;font-family:var(--display);font-weight:400;font-size:22px;color:var(--white);margin-bottom:2px}

/* ---------- Services ---------- */
.services{padding:110px 0 100px}
.intro{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;margin-bottom:56px}
.intro h2{font-size:clamp(34px,4vw,50px);font-weight:300}
.intro p{color:var(--slate);align-self:end;max-width:34em}
.rows{border-top:1px solid var(--navy)}
.rows .row{display:grid;grid-template-columns:.9fr 1.1fr auto;gap:60px;align-items:baseline;padding:34px 0;border-bottom:1px solid var(--rule);text-decoration:none}
.rows .row h3{font-size:32px;font-weight:400;transition:color .2s}
.rows .row p{color:var(--slate);max-width:34em}
.rows .row .go{font-family:var(--display);font-size:16px;color:var(--blue);white-space:nowrap}
.rows .row:hover h3{color:var(--blue)}
.rows .row.lead h3{font-weight:500;color:var(--blue)}
.rows .row.lead .go{color:var(--red)}

/* ---------- Method ---------- */
.method{background:var(--deep);color:var(--white);padding:110px 0}
.method .wrap{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.method h2{color:var(--white);font-size:clamp(38px,4.6vw,62px);font-weight:300}
.method h2::after{content:"";display:block;width:64px;height:4px;background:var(--red);margin-top:34px}
.method p{font-size:19px;color:#E4EAF5;margin-bottom:30px}
.method ul{list-style:none;border-top:1px solid rgba(255,255,255,.25)}
.method li{padding:20px 0;border-bottom:1px solid rgba(255,255,255,.25)}
.method li b{display:block;font-family:var(--display);font-weight:400;font-size:22px;color:var(--white);margin-bottom:4px}
.method li span{color:#D2DCEE;font-size:17px}

/* ---------- Guide ---------- */
.guide{background:var(--stone);padding:100px 0}
.guide .wrap{display:grid;grid-template-columns:auto 1fr;gap:80px;align-items:center}
.cover{width:270px;aspect-ratio:8.5/11;background:var(--white);border-top:10px solid var(--blue);padding:30px 26px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 30px 50px -28px rgba(14,34,64,.45)}
.cover h3{font-size:30px;font-weight:500;color:var(--blue)}
.cover p{font-size:13px;color:var(--slate);line-height:1.45}
.cover small{font-family:var(--display);font-size:13px;color:var(--navy)}
.guide h2{font-size:clamp(32px,3.6vw,46px);font-weight:300;margin-bottom:18px;max-width:16ch}
.guide p{color:var(--slate);max-width:32em;margin-bottom:14px}
.guide ul{margin:6px 0 34px 0;list-style:none;max-width:32em}
.guide li{padding:8px 0 8px 26px;position:relative}
.guide li::before{content:"";position:absolute;left:0;top:21px;width:14px;height:2px;background:var(--red)}

/* ---------- Contact ---------- */
.contact{padding:110px 0}
.contact .wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px}
.contact h2{font-size:clamp(36px,4.2vw,56px);font-weight:300;margin-bottom:20px}
.contact .side p{color:var(--slate);margin-bottom:34px;max-width:24em}
.direct{border-top:1px solid var(--navy)}
.direct a,.direct div{display:block;padding:16px 0;border-bottom:1px solid var(--rule);text-decoration:none;font-family:var(--display);font-size:21px}
.direct small{display:block;font-family:var(--text);font-size:14px;color:var(--slate)}
.contact form{display:grid;grid-template-columns:1fr 1fr;gap:22px 24px}
.contact .f{display:flex;flex-direction:column;gap:7px}
.contact .f.full{grid-column:1/-1}
.contact label{font-family:var(--display);font-size:15px;letter-spacing:.3px}
.contact input,.contact select,.contact textarea{font:inherit;font-size:17px;padding:13px 14px;border:1px solid #B9C2D0;border-radius:0;background:var(--white);color:var(--navy)}
.contact input:focus,.contact select:focus,.contact textarea:focus{outline:none;border-color:var(--blue);box-shadow:inset 0 0 0 1px var(--blue)}
.contact .consent{grid-column:1/-1;display:grid;gap:12px;font-size:15px;color:var(--slate)}
.contact .consent label{font-family:var(--text);font-size:15px;letter-spacing:0;display:flex;gap:12px;align-items:flex-start}
.contact .consent input{margin-top:5px;width:18px;height:18px;flex:none}
.contact .submit{grid-column:1/-1;display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.contact .submit small{color:var(--slate);font-size:14px}

/* ---------- Footer ---------- */
footer{background:var(--deep);color:#B9C4D6;font-size:15px;padding:56px 0 40px}
footer .wrap{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px}
footer b{display:block;font-family:var(--display);font-weight:500;font-size:22px;color:var(--white);margin-bottom:8px}
footer a{color:#DDE3EE}
.legal{grid-column:1/-1;border-top:1px solid #2A3D5E;padding-top:22px;margin-top:10px;font-size:13.5px;color:#8E9BB1}

/* ---------- Responsive ---------- */
@media (max-width:960px){
  .menu a:not(.tel){display:none}
  .mark img.logo{height:26px}
  .mark img.balloon{height:28px;padding-left:10px}
  .mark{gap:10px}
  .menu{gap:14px}
  .menu .tel{font-size:15px}
  .top .wrap{padding:0 18px}
  .burger{display:block}
  .hero .wrap{grid-template-columns:1fr;min-height:0}
  .hero-copy{padding:56px 0 0}
  .hero-visual{height:420px}
  .sky{height:200px}
  .hero-copy{padding-bottom:30px}
  .portrait{width:330px}
  .band .wrap{grid-template-columns:1fr}
  .band div,.band .wrap>div+div{padding:18px 0;border-left:0;border-top:1px solid #2A3D5E}
  .band div:first-child{border-top:0}
  .intro,.method .wrap,.guide .wrap,.contact .wrap{grid-template-columns:1fr;gap:40px}
  .rows .row{grid-template-columns:1fr;gap:10px}
  .services,.method,.guide,.contact{padding:72px 0}
  .cover{margin:0 auto}
  .contact form{grid-template-columns:1fr}
  footer .wrap{grid-template-columns:1fr}
}

.page-hero{position:relative;overflow:hidden;border-bottom:1px solid var(--rule)}
.page-hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:20px;align-items:end}
.page-hero .copy{padding:80px 0 190px}
.page-hero h1{font-size:clamp(40px,5.2vw,68px);font-weight:300;letter-spacing:-.4px;margin-bottom:24px;max-width:15ch}
.page-hero p{font-size:20px;color:var(--slate);max-width:31em}
.page-hero .sky{height:220px}
.page-hero .portrait{width:min(380px,100%);display:block;margin:0 auto}
.crumb{font-family:var(--display);font-size:15px;color:var(--blue);margin-bottom:18px;display:block;text-decoration:none}
.bio{padding:100px 0 40px}
.bio .wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}
.bio h2,.look h2,.promise h2,.scope h2{font-size:clamp(32px,3.6vw,46px);font-weight:300}
.bio .text p{margin-bottom:20px;max-width:36em}
.bio .text p:first-child{font-size:21px}
.look{padding:80px 0}
.look .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:46px;border-top:1px solid var(--navy)}
.look .grid div{padding:26px 26px 10px 0}
.look .grid div+div{padding-left:26px;border-left:1px solid var(--rule)}
.look b{display:block;font-family:var(--display);font-weight:400;font-size:22px;margin-bottom:8px}
.look span{color:var(--slate);font-size:16.5px}
.promise{background:var(--deep);color:#fff;padding:100px 0}
.promise .wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}
.promise h2{color:#fff}
.promise h2::after{content:"";display:block;width:64px;height:4px;background:var(--red);margin-top:30px}
.promise ol{list-style:none;counter-reset:none;border-top:1px solid rgba(255,255,255,.22)}
.promise li{padding:24px 0;border-bottom:1px solid rgba(255,255,255,.22);font-family:var(--display);font-weight:300;font-size:clamp(22px,2.2vw,28px);line-height:1.25}
.promise p.note{margin-top:22px;color:#B9C4D6;font-size:15px}
.scope{padding:100px 0}
.scope .wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}
.scope .cols{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.scope h3{font-size:22px;font-weight:400;margin-bottom:12px;padding-bottom:10px;border-bottom:1px solid var(--navy)}
.scope ul{list-style:none}
.scope li{padding:8px 0;border-bottom:1px solid var(--rule);color:var(--navy)}
.cta-band{background:var(--stone);padding:80px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:40px;flex-wrap:wrap}
.cta-band h2{font-size:clamp(30px,3.4vw,44px);font-weight:300;max-width:18ch}
.menu a.on{border-color:var(--red)}
@media (max-width:960px){
  .page-hero .wrap,.bio .wrap,.promise .wrap,.scope .wrap{grid-template-columns:1fr;gap:36px}
  .page-hero .copy{padding:50px 0 10px}
  .page-hero .portrait{width:300px}
  .look .grid{grid-template-columns:1fr 1fr}
  .look .grid div:nth-child(3){padding-left:0;border-left:0}
  .bio,.look,.promise,.scope,.cta-band{padding:64px 0}
  .scope .cols{grid-template-columns:1fr}
}

/* income property page */
.tool-sec{padding:90px 0 40px}
.tool-sec .intro{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;margin-bottom:40px}
.tool-sec h2,.steps h2{font-size:clamp(32px,3.6vw,46px);font-weight:300}
.tool-sec .intro p{color:var(--slate);align-self:end;max-width:34em}
.tool .grid{gap:28px}
.tool .disclaimer{max-width:none}
.steps{padding:90px 0;background:var(--stone)}
.steps ol{list-style:none;counter-reset:st;margin-top:40px;border-top:1px solid var(--navy)}
.steps li{counter-increment:st;display:grid;grid-template-columns:70px 1fr 2fr;gap:24px;padding:26px 0;border-bottom:1px solid var(--rule);align-items:baseline}
.steps li::before{content:counter(st);font-family:var(--display);font-size:34px;font-weight:300;color:var(--red)}
.steps li b{font-family:var(--display);font-weight:400;font-size:22px}
.steps li span{color:var(--slate)}
@media (max-width:960px){
  .tool-sec .intro{grid-template-columns:1fr;gap:16px}
  .tool-sec,.steps{padding:64px 0}
  .steps li{grid-template-columns:44px 1fr;gap:6px 14px}
  .steps li span{grid-column:2}
}

/* privacy policy */
.legal-page{padding:80px 0 100px}
.legal-page .wrap{max-width:820px}
.legal-page h1{font-size:clamp(38px,4.6vw,56px);font-weight:300;margin-bottom:10px}
.legal-page .updated{color:var(--slate);margin-bottom:40px}
.legal-page h2{font-size:26px;font-weight:400;margin:38px 0 10px;padding-top:18px;border-top:1px solid var(--rule)}
.legal-page p{margin-bottom:14px}